"Retire With MONEY" is Money's flagship email newsletter, with an unusually high open rate among tens of thousands of dedicated subscribers. Here's a sample of the weekly update, which highlights retirement-focused content from the Money team and from around the Web.

If you will celebrate your 62nd birthday in 2017 or soon after, you're in the vanguard of a big change in Social Security: Starting with people hitting that milestone in January, the full retirement age (FRA)—that is, when you can collect your entire earned benefit—will creep up from 66 to 67 in two-month increments over the next six years. PUBLISHED IN JAN./FEB. MONEY MAGAZINE

It’s common knowledge that you can collect Social Security retirement benefits as early as when you turn 62. Only one problem: That generally isn’t the case. Only about 7% of people can get a check for the month they celebrate their 62nd birthday.

Some financial moves are easily undone. You can sell a stock, for instance, and change your mind and buy it back the following week. But when it comes to individual retirement accounts, which give you tax breaks for saving, there are only limited circumstances in which you can pull your money out of that tax-advantaged bubble and pump it back in. APPEARED IN JULY 2017 MONEY MAGAZINE

Talk of a retirement crisis in the U.S. may understate the problem, Vanguard founder Jack Bogle suggests. Asked at a conference Thursday if there’s such a crisis, he replied: “No, not at all—there are three.” He ticked them off for attendees at the annual gathering of the Bogleheads investing community, which is devoted to his principles of simple, low-cost investing.

You probably don’t want to give up another $25 or $50 of each paycheck to boost your 401(k) contribution by that amount, even if you think you should. And we aren’t saying that additional savings won’t hurt at all. But because you are contributing pre-tax dollars, the hit to your paycheck may be less than you expect.

If President-elect Trump and congressional Republicans succeed in their efforts to lower tax rates, the tax deduction for charitable giving could become less valuable as soon as next year. That’s a reason you may want to accelerate some giving into this year. But wait…don’t write those extra checks to your favorite charities just yet. There might be a better way.

April 15 is a date burned into our brains. But in 2017, as in many other years, that was not actually the initial tax-filing deadline. This short story, which grew out of an infographic I created for our magazine tax guide, was one of Money's top-traffic posts in the weeks leading up to mid-April.

Conventional wisdom says older investors should gradually trim their stock holdings to be less than they hold in bonds. And cutting back on stocks may seem particularly wise these days, with the stock market hitting a record last week and the bull market looking long in the tooth. But some IRA investors are keeping surprisingly high allocations in stocks after they retire. Here's why.